INTRODUCTION

Most of the UK building societies and high street banks lend to "low risk" businesses, usually where the business has built up a credible trading history, is currently trading profitably and the ability to repay the mortgage is clearly evident. We recognise that not all UK businesses fall into this category, which is why we have introduced a range of mortgages from specialist non-status mortgage lenders who prefer to look forwards rather than backwards.

This means that mortgages can be obtained for businesses with:

COUNTY COURT JUDGEMENTS   •   MORTGAGE ARREARS   •   NO ACCOUNTS   •   POOR CREDIT RATING   •   A LOSS MAKING HISTORY.

There are no hard and fast rules, each application is judged on its own merits. These non-status/Self Cert commercial mortgage lenders are ideal for businesses (sole traders, partnerships or limited companies) that are looking for:

• debt consolidation
• business turnaround/phoenix restarts
• new business start-ups
• business refinance
• capital raising